Virginia Paycheck Calculator

Living on a paycheck in Virginia

Virginia's graduated income tax tops out at 5.75%, but that top rate is reached at a low income level — so most full-time workers in Northern Virginia, Richmond, and Hampton Roads effectively pay close to 5.75% on the bulk of their wages. The standard deduction shields part of lower incomes.

Because the top rate arrives so quickly, Virginia behaves much like a flat tax for typical salaries. The calculator above shows your net after federal and state taxes.

How Virginia taxes are withheld

A Virginia paycheck has federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus graduated state income tax up to 5.75% on taxable income after the standard deduction and personal exemptions. Pre-tax contributions reduce both federal and Virginia taxable wages.

What shapes your take-home in Virginia

Since Virginia's 5.75% top rate begins at low income, your effective state rate sits near the top for most salaries. As a rough illustration, a single filer earning $75,000 might owe around $3,800 in Virginia income tax for the year. Your exact take-home appears above.

Getting the most from each paycheck in Virginia

Pre-tax 401(k) and HSA contributions reduce both your federal and your Virginia tax — and because nearly all of your income sits at the top rate, those deductions are efficient. Keep your Virginia VA-4 withholding current after income or family changes.

How Virginia taxes your paycheck

Virginia has progressive state income tax rates ranging from 2% to 5.75%. Use the calculator above to estimate your take-home pay after all withholdings.

Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.