Minnesota Paycheck Calculator
Estimate your Minnesota take-home pay after federal tax, FICA, and Minnesota state income tax. Enter your gross pay, filing status, and pre-tax deductions to see your net pay per paycheck.
2026 standard deduction and personal exemption verified against Tax Foundation 2026 data; bracket thresholds are approximate — verify before launch.
- Take-home$51,201.41 · 78.77%
- Federal tax$5,620.00 · 8.65%
- Social Security + Medicare$4,972.50 · 7.65%
- Minnesota tax$2,920.10 · 4.49%
- MN Paid Leave$286.00 · 0.44%
| Item | Per bi-week | % of gross |
|---|---|---|
| Gross pay | $2,500.00 | 100% |
| Federal withholding | $216.15 | 8.65% |
| Social Security | $155.00 | 6.20% |
| Medicare | $36.25 | 1.45% |
| Minnesota income tax | $112.31 | 4.49% |
| MN Paid Leave | $11.00 | 0.44% |
| Take-home pay | $1,969.28 | 78.77% |
Living on a paycheck in Minnesota
Minnesota has a steeply graduated income tax running from 5.35% up to 9.85%, one of the higher top rates in the country, so the state takes a notable share even from middle-income workers in Minneapolis, St. Paul, and beyond. A large standard deduction offsets some of that at lower incomes.
Minnesota is also launching a Paid Leave program funded partly by employees, adding a small deduction. The calculator above reflects it in your estimate.
How Minnesota taxes are withheld
A Minnesota paycheck has federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus graduated state income tax from 5.35% to 9.85% on taxable income after a generous standard deduction.
Most workers will also contribute to the state's new Paid Leave program through a small payroll premium, which reduces take-home and appears in the estimate above.
What shapes your take-home in Minnesota
Minnesota's lowest rate already starts above 5%, so your effective state rate is high across the income range and climbs with earnings. As a rough illustration, a single filer earning $75,000 might owe somewhere around $4,000 in Minnesota income tax for the year, plus the small Paid Leave premium. Your exact figure is shown above.
Getting the most from each paycheck in Minnesota
Because Minnesota's rates are high and progressive, pre-tax 401(k) and HSA contributions deliver strong combined federal-and-state savings and can keep income out of a higher bracket. Keep your W-4MN withholding current after income changes.
How Minnesota taxes your paycheck
Minnesota has progressive state income tax rates ranging from 5.35% to 9.85%. Use the calculator above to estimate your take-home pay after all withholdings.
Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.
Frequently Asked Questions
How much is taken out of a paycheck in Minnesota?
Minnesota paychecks have federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus progressive (up to 9.85%) state income tax, plus MN Paid Leave. The exact amount depends on your pay, filing status, and pre-tax deductions.
Does Minnesota have a state income tax?
Yes. Minnesota levies progressive (up to 9.85%) state income tax in addition to federal taxes.
How is this take-home estimate calculated?
It applies 2026 estimated federal brackets, FICA rates, state income-tax rates, local taxes where configured, and employee payroll-program rates to your annual pay minus pre-tax deductions, then divides by your pay frequency. It is a simplified estimate, not official payroll withholding.