Mississippi Paycheck Calculator

Living on a paycheck in Mississippi

Mississippi applies a flat income tax of about 4.4%, but only to taxable income above roughly the first $10,000, so lower earners owe little or no state income tax at all. That structure makes Mississippi especially gentle on smaller paychecks.

From Jackson to the Gulf Coast, the flat-rate-above-a-floor design keeps take-home pay simple to estimate. The calculator above reflects the exemption floor in your figure.

How Mississippi taxes are withheld

A Mississippi paycheck has federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus the flat 4.4% state income tax applied only to taxable income above the state's exempt threshold. Pre-tax contributions further reduce the wages subject to tax.

What shapes your take-home in Mississippi

Because the first slice of income is exempt, your effective Mississippi rate is below the headline 4.4%, especially at lower salaries. As a rough illustration, a single filer earning $75,000 might owe somewhere around $2,800 in Mississippi income tax for the year. Your exact net pay is shown above.

Getting the most from each paycheck in Mississippi

Pre-tax 401(k) and HSA contributions reduce both your federal and your Mississippi tax, and because the state exempts the first portion of income, those deductions are especially efficient. Keep your withholding form current after income or family changes.

How Mississippi taxes your paycheck

Mississippi has a flat 4.4% state income tax. Use the calculator above to estimate your take-home pay after all withholdings.

Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.

Mississippi applies its flat rate only to taxable income above roughly $10,000, so lower earners owe little or no state income tax.