Maryland Paycheck Calculator

Every Maryland county taxes your income

Maryland's state rates run from 2% to 5.75%, but no Maryland resident pays only the state rate. Every county — and Baltimore City — levies its own local income tax, collected on the same return and withheld from the same paycheck.

County rates vary meaningfully across the state, and the local tax is charged on the same taxable income as the state tax rather than at a lower base. For most Maryland workers the county tax adds more than a full percentage point to their effective rate.

Where you live decides the local rate

Maryland's local income tax follows residence, not workplace. Someone living in one county and commuting to a job in another pays their home county's rate, and a move across a county line changes the tax with no change to the job.

Maryland Form MW507 establishes both your withholding and your county of residence. Leaving it stale after a move is the most common cause of Maryland withholding being wrong in a way a federal W-4 review will never surface.

A small standard deduction against eight brackets

Maryland's standard deduction is capped at a low figure relative to the federal one, so comparatively little income is sheltered before the brackets apply. The state also uses eight brackets, several of them clustered in the first few thousand dollars, which means most wage earners reach the upper state rates quickly.

Alongside state and county tax, your stub carries federal income tax, Social Security to the annual cap, and Medicare with the high-earner surcharge.

Maryland, DC, or Virginia

Because DC cannot tax non-residents, and Virginia's rates are lower at most incomes, Maryland is frequently the most expensive of the three jurisdictions in the DC metro area for the same salary — state plus county tax against a small deduction.

The calculator above models the state rate. Add your county's rate to the result, and compare that combined figure rather than the state rate alone when weighing a move within the region.

How Maryland taxes your paycheck

Maryland has progressive state income tax rates ranging from 2% to 5.75%. Use the calculator above to estimate your take-home pay after all withholdings.

Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.

Every Maryland county (and Baltimore City) levies a local income tax on top of the state rate. Select the county option above to include an estimated average local rate.