Oregon Paycheck Calculator
Estimate your Oregon take-home pay after federal tax, FICA, and Oregon state income tax. Enter your gross pay, filing status, and pre-tax deductions to see your net pay per paycheck.
2026 standard deduction and personal exemption verified against Tax Foundation 2026 data; bracket thresholds are approximate — verify before launch.
- Take-home$48,885.63 · 75.21%
- Federal tax$5,620.00 · 8.65%
- Social Security + Medicare$4,972.50 · 7.65%
- Oregon tax$5,131.88 · 7.90%
- Paid Leave Oregon$390.00 · 0.60%
| Item | Per bi-week | % of gross |
|---|---|---|
| Gross pay | $2,500.00 | 100% |
| Federal withholding | $216.15 | 8.65% |
| Social Security | $155.00 | 6.20% |
| Medicare | $36.25 | 1.45% |
| Oregon income tax | $197.38 | 7.90% |
| Paid Leave Oregon | $15.00 | 0.60% |
| Take-home pay | $1,880.22 | 75.21% |
Living on a paycheck in Oregon
Oregon has one of the higher top income tax rates in the country at 9.9%, and its brackets are reached quickly, so even middle-income workers in Portland, Eugene, and Salem pay a substantial state rate. The trade-off is that Oregon has no state sales tax at all.
Oregon also runs a Paid Leave program funded partly by employees, adding a small deduction. Because the income-tax bite is large, an accurate take-home estimate matters — the calculator above provides one.
How Oregon taxes are withheld
An Oregon paycheck has federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus graduated state income tax that climbs to 9.9%, with a relatively small standard deduction so more income is exposed to the higher rates.
Most Oregon workers also contribute to Paid Leave Oregon through a small payroll premium, which reduces take-home and appears in the estimate above. Some Portland-area residents face additional local taxes as well.
What shapes your take-home in Oregon
Because Oregon's brackets reach high rates quickly and the deduction is small, your effective state rate is among the highest in the nation for middle incomes. As a rough illustration, a single filer earning $75,000 might owe somewhere around $5,500 in Oregon income tax for the year, plus the Paid Leave premium. Your exact figure is shown above.
Getting the most from each paycheck in Oregon
With Oregon's high, fast-rising rates, pre-tax 401(k) and HSA contributions deliver large combined savings and can keep income out of a higher bracket. The lack of sales tax means income-side efficiency is everything — keep your Oregon OR-W-4 accurate.
How Oregon taxes your paycheck
Oregon has progressive state income tax rates ranging from 4.75% to 9.9%. Use the calculator above to estimate your take-home pay after all withholdings.
Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.
Frequently Asked Questions
How much is taken out of a paycheck in Oregon?
Oregon paychecks have federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus progressive (up to 9.9%) state income tax, plus Paid Leave Oregon. The exact amount depends on your pay, filing status, and pre-tax deductions.
Does Oregon have a state income tax?
Yes. Oregon levies progressive (up to 9.9%) state income tax in addition to federal taxes.
How is this take-home estimate calculated?
It applies 2026 estimated federal brackets, FICA rates, state income-tax rates, local taxes where configured, and employee payroll-program rates to your annual pay minus pre-tax deductions, then divides by your pay frequency. It is a simplified estimate, not official payroll withholding.