Oregon Paycheck Calculator
Estimate your Oregon take-home pay after federal tax, FICA, and Oregon state income tax. Enter your gross pay, filing status, and pre-tax deductions to see your net pay per paycheck.
2026 standard deduction and personal exemption verified against Tax Foundation 2026 data; bracket thresholds are approximate — verify before launch.
- Take-home$48,885.63 · 75.21%
- Federal tax$5,620.00 · 8.65%
- Social Security + Medicare$4,972.50 · 7.65%
- Oregon tax$5,131.88 · 7.90%
- Paid Leave Oregon$390.00 · 0.60%
| Item | Per bi-week | % of gross |
|---|---|---|
| Gross pay | $2,500.00 | 100% |
| Federal withholding | $216.15 | 8.65% |
| Social Security | $155.00 | 6.20% |
| Medicare | $36.25 | 1.45% |
| Oregon income tax | $197.38 | 7.90% |
| Paid Leave Oregon | $15.00 | 0.60% |
| Take-home pay | $1,880.22 | 75.21% |
No sales tax, and one of the highest income taxes
Oregon levies no sales tax at all — nothing is added at the till anywhere in the state. It funds itself instead through an income tax that runs from 4.75% to 9.9%, one of the steepest in the country outside California and Hawaii.
The trade is explicit: Oregon taxes what you earn rather than what you spend. That favours households that spend a large share of their income and penalises high earners who save, which is the exact opposite of the Tennessee or Washington bargain next door.
The bottom rate starts almost immediately
Oregon's standard deduction is very small — a fraction of the federal figure — and its lowest bracket is already 4.75%. Together that means Oregon begins taxing at a rate higher than several states' top rates, from nearly the first dollar of income.
The 9.9% top rate arrives above roughly one hundred and twenty-five thousand dollars, which a senior salary in Portland can reach. Between those points, Oregon's effective rate climbs faster than most bracket tables imply.
Portland-area local taxes stack on top
Workers in the Portland metro area may face additional local income taxes beyond the state's: a regional supportive-housing tax and a Multnomah County preschool tax both apply above defined income thresholds, and both are separate from the state income tax.
These are not modelled in the estimate above. If you live or work in the Portland area and earn above those thresholds, add them to the state figure — for a high earner they are large enough to change the comparison against a neighbouring state materially.
Paid Leave Oregon, and the kicker
Oregon withholds an employee contribution for Paid Leave Oregon, a small percentage of wages funding the state's paid family and medical leave benefit. It is included in the estimate above.
Oregon also operates a unique surplus rebate known as the kicker: when state revenue exceeds its forecast by enough, the excess is returned to taxpayers as a credit at filing. Like Colorado's TABOR refund it never reduces withholding during the year, so treat it as a variable event rather than income you can plan around.
How Oregon taxes your paycheck
Oregon has progressive state income tax rates ranging from 4.75% to 9.9%. Use the calculator above to estimate your take-home pay after all withholdings.
Every US paycheck also has federal income tax, Social Security (6.2% up to the annual wage base), and Medicare (1.45%, plus 0.9% on high earners) withheld. Your taxable income is your gross pay minus pre-tax deductions such as 401(k) and pre-tax health premiums.
Frequently Asked Questions
How much is taken out of a paycheck in Oregon?
Oregon paychecks have federal income tax, Social Security (6.2%), and Medicare (1.45%) withheld, plus progressive (up to 9.9%) state income tax, plus Paid Leave Oregon. The exact amount depends on your pay, filing status, and pre-tax deductions.
Does Oregon have a state income tax?
Yes. Oregon levies progressive (up to 9.9%) state income tax in addition to federal taxes.
How is this take-home estimate calculated?
It applies 2026 estimated federal brackets, FICA rates, state income-tax rates, local taxes where configured, and employee payroll-program rates to your annual pay minus pre-tax deductions, then divides by your pay frequency. It is a simplified estimate, not official payroll withholding.
Is it true Oregon has no sales tax?
Yes — nothing is added at the till anywhere in the state. Oregon funds itself through an income tax instead, running from 4.75% to 9.9%, which is the explicit trade: it taxes what you earn rather than what you spend.
Why is my Oregon tax high even on a modest salary?
Oregon's standard deduction is a fraction of the federal figure and its lowest bracket is already 4.75%, so the state begins taxing at a rate above several states' top rates from nearly the first dollar.
Are there extra income taxes in the Portland area?
Yes. A regional supportive-housing tax and a Multnomah County preschool tax both apply above defined income thresholds, separate from the state income tax. Neither is included in this estimate, so add them if you live or work in the area and earn above those thresholds.
What is the Oregon kicker?
A surplus rebate: when state revenue exceeds its forecast by enough, the excess is returned to taxpayers as a credit at filing. Like Colorado's TABOR refund it never reduces your withholding during the year.